Various Dental Insurance Plans

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Various Dental Insurance Plans

Various dental insurance plans with numerous variations are available today. You should take proper care and time to consider all options.

Most expensive plans:
Direct reimbursement plans

These plans are the most expensive of the lot. They operate by paying for employee dental coverage from a pool of money set aside by the company for this purpose.

The simplicity of this plan makes it the most effective, the reimbursement is made by a simple formula doing away with the complexity of co-payments, deductibles etc. Even though ADA strongly recommends this plan, this kind of direct dental care may not be affordable by smaller companies.

Least expensive plans:
Managed care plans

Similar to a medical HMO, managed care dental plans need to pay for the treatment through regular co-payments and choose forma pool of dentists to get treated. These plans do various cost-control measures and can more affordable for small businesses.

The co-payment amount varies according to procedure. Preventive procedures are usually performed without co-payment, however advanced procedures will bear higher co-payments.

The choice lies with the company and their financial managers, however great care is recommended in choosing the plan.

Advantages of Offering a Dental Benefits Plan to Employees
Selecting the Right Dental Insurance Plan
Important factors while finalizing on a Dental Insurance Plan
Dental Insurance Plan Models
Kinds of Dental Insurance Plans
Factors to consider while reviewing a DHMO plan
Fee-for-Service Dental Plans
What are Discount Dental Plans?
Choosing a Dental Plan
Using Your Discounted Dental Plan
Dental Insurance
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Dental Preferred Provider Plans
HMO Dental Insurance
Dental Discount Plans
About Dental Insurance
Various Dental Insurance Plans
Dental Insurance vs. Discounted Dental Plans
Dental Plans and Dental Insurance
Popularity of Dental Insurance
 

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